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Furthermore, customers for this type of strategy could have severe legal or criminal histories. It is essential to keep in mind that different providers offer a range of concern ages on their guaranteed concern plans as reduced as age 40 or as high as age 80 - insurance to cover funeral expenses. Some will additionally supply higher stated value, as much as $40,000, and others will enable much better survivor benefit conditions by enhancing the rates of interest with the return of premium or lessening the variety of years up until a full death benefit is offered